Request that he run the card as a credit card thus eliminating the PIN request. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities. The card expires 24 months after its purchase date, and any remaining balance can be transferred to a new card upon expiration (if the balance is greater than $25) or refunded to the card holder as a check upon written request. Once you’ve loaded money on the card, you can then use your prepaid card just as you would a debit or credit card. There are literally millions of merchants worldwide who will accept the Visa debit card. Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online. It is widely accepted and can be used in lieu of cash. As fees are incurred, it’s wise to use the entire balance prior to expiration. Ways to load your card With Visa Reloadable Prepaid Cards, you can add funds whenever you need to top up the balance of your card. If you suspect your account has been used fraudulently, or if you lose your card, contact your card issuer immediately. As an environmental proponent, nature and science are her areas of interest. You cannot activate the card without this number, and for security reasons, neither the website nor phone operators will provide it. Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. If you think you might be eligible for a Visa prepaid card after signing up for Xfinity Mobile, here's how to learn about the status of your card. If your card has those logos, you can use it at any Cirrus/Interlink ATM and withdraw a maximum of $150 per day or the full balance of the card whichever is less. Choose an amount between $20 and $500 to load onto this prepaid gift card – for use online, by phone and in-store. Visa Card Prepaid - Aufladbare Kreditkarte Ausgabenkontrolle Schon ab 14 Jahren Einkaufsversicherung inklusive Jetzt online beantragen! Cash Passport™ Platinum Mastercard® This card is no longer available for purchase. Prepaid cards work much like debit cards, except that the fees for using them are typically higher and more complex. Visa TravelMoney is a prepaid card that can be used to “make purchases at 25 million merchants worldwide that accept Visa debit cards.” Like a gift card, you pay for this card in advance, meaning you load money onto the card in your home currency then spend the money as needed according to the exchange rate of the day. However, they can be a bit of a pain to use. MyPrepaidCard MyPrepaidCard and Universal Gift Card are owned by Zenith Payments Pty Ltd, the largest marketing company in Asia Pacific. Your card might be declined for telephone or online purchases despite having an adequate balance. There are literally millions of merchants worldwide who will accept the Visa debit card. No credit check or bank account needed. The Visa debit gift card carries a $2.50-per-month fee. Prepaid Visa cards are easy to give for birthdays, teacher gifts, etc… You can buy them at the drug store, grocery store, heck even online and send it as an e-card! Prepaid cards are a safer alternative to gift vouchers, checks or cash and can be used at millions of shops and other outlets around the world. A smart alternative to cash, prepaid cards come in a range of options to suit your needs—from travel to teens to general purpose. Unlike the Visa ATM cards, Visa debit gift cards do not have Personal Identification Numbers. The list of cryptocurrencies available on the platform includes Bitcoin, Ether, Ripple, XLM, Bitcoin Cash, Dash, Zcash, and Bitcoin Gold. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills; Add funds; Make purchases anywhere Visa Debit cards are accepted; Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. FAQs about Xfinity Mobile Visa® prepaid card offers. Can I use my prepaid Visa card anywhere? The store merchant cannot provide that information to you. There is a $5 fee for this service. If you still have the card in your possession, call the number on the back of your card to file your report. However, unlike a credit card, you must either purchase a card with a set amount or keep reloading. It’s easy to get a Visa Prepaid card and there’s no credit check required. This number should be provided to you by the person or company that gave you the card. With Visa prepaid cards, spend only what you have already deposited into your account and reload anytime. Using the card internationally incurs a 3 percent charge and $2 flat fee. Know your balance before using the card to avoid being declined. It can be used in stores, gas stations, restaurants, doctor’s offices and online sites… nearly everywhere. This is a benefit you won't get with regular debit or credit card transactions, which will simply decline if you don't have the available … Ann Deiterich has been a writer since 1984 in business-to-business communications, specializing in TQM, business/financial topics, office management and production efficiency. In addition, you can use your card to pay any one-time or recurring bills as long as the bill provider accepts Visa cards. But just like other plastic payment methods, prepaid cards use payment networks like Visa, Mastercard, Discover and American Express. You must activate the card prior to use. In some instances, these websites will even send you prepaid postage that you can use to send the gift card to them. These cards do require Personal Identification Numbers (PINs) and you will receive yours upon card activation/registration. Furthermore, this card is packed and injected with a Visa logo and you can freely use this card to millions and trillions number of places. https://www.consumerfinance.gov/.../where-can-i-use-my-prepaid-card-en-383 If the card is lost or stolen, call 1-877-944-3822 and provide as much detailed information as possible. If you do not have the card, call the customer service number shown on any of your account statements, or log in to your account online and click the “Contact Us” tab. A My Health Pays®* Visa Prepaid Card can be used for your healthcare-related costs ‡, such as: monthly premium payments §, doctor copays ∞, deductibles, and coinsurance. It cannot be used for recurring bill payment. The GiftCards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by MetaBank ®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. Nikolakopulos is pursuing Bachelor of Science in accounting at the Metropolitan State University of Denver. You can find out your card’s balance by calling the toll-free number on the card or by visiting Giftcards.com (see Resources). You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with … Support \ FAQs about Xfinity Mobile Visa® prepaid card offers. This policy protects you from having to pay for purchases you did not authorize. However, that fee is waived for the first six months. If you opt to close the account and have remaining funds returned, the fee is $7. For those who don’t have or cannot acquire bank accounts, they can be a way to manage money and do things like make hotel and … In fact there are very few places that do not accept the card. She is an IRS Enrolled Agent and has been a writer for these topics since 2010. It can be used in stores, gas stations, restaurants, doctor’s offices and online sites… nearly everywhere. You can still manage and use your card until it expires. As of now Coles and Woolworths don’t accept prepaid Visa cards, but Visa is continuing to discuss this matter with them. Upon making your reservation, merchants may hold funds up to 30 days. If you don't have enough money on your prepaid Visa to pay for your entire in-store purchase, the cashier will ask for another form of payment to cover the balance. Use your Visa gift card to buy other merchants’ gift cards If there’s a particular store you shop at that doesn’t accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something. With set amount prepaid/gift cards, you need to register the card online every time you purchase a new card. (Except, of course, once you’ve used up the amount you loaded onto the card, you’ll need to add more to use the card again.) Load&Go Reloadable card. Any money available on your prepaid Visa card can be used to make in-store and online purchases. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. And practical too (when you just aren’t sure what to gift). Visa offers each prepaid cardholder a “Zero Liability Policy." You can use that Walmart Visa gift card anywhere. Prepaid or Gift Card – This is similar to the Visa Debit because you can use like a credit card. Load&Go China card. Countries Supported: All countries, except a … November 10, 2020. You also can pay for gas at the pump and withdraw cash at ATMs. For security reasons, the card holder’s address and billing address must match. The policy also protects you against charges made to your account if your card is lost or stolen, either physically or online. Even though the Walmart logo may be on it, it’s the fact that it has a VISA logo on it that gives you the ability to use it anywhere, because the issuing bank is Metabank Memphis. You can update your account online to avoid this occurrence. Get your MyPrepaidCard today. And the good news is that it supports VISA & Mastercard powered cards including prepaid cards. You can also request cash back from merchants displaying those logos; however, the fee for this transaction is $3.25. Load&Go Gift card. Easy to use and reloadable, Visa prepaid cards go everywhere you do. There are two types of prepaid payment cards that can potentially be used to pay bills: prepaid debit cards and network-branded gift cards (like those that carry the Visa or Mastercard logo). The only locations that will not accept the card are online gambling sites, PayPal, money wire transfer services (like Western Union), and adult websites. Millions of Americans are about to get the cards … So, the answer is yes, you can easily use this card to make and process all kinds and types of online purchases at your end. Where do I check the status of my prepaid card? You can transfer funds from an interlinked checking account or savings account to put money into your PayPal account. Deiterich holds a Bachelor of Arts in English from Albright college and has three expert rating certifications including Grammar, Words/Phrases and Advertising Skills. The MyPrepaidCard can be used just like a credit card. Load&Go Travel card. Additionally, there is a $.35 fee for all signature-based transactions and a $.50 fee for all PIN-based transactions. However, the processes for using your card are the same, regardless of the issuer. With a prepaid credit card, you deposit money onto the card, and then use it to purchase goods or services at any retailer that accepts credit cards. With a Visa prepaid card, you can only use the amount loaded onto it, which helps to control spending. Through a website. Or use it for your monthly bills such as: utilities, telecommunications, transportation, education, rent, or childcare. This is a benefit you won't get with regular debit or credit card transactions, which will simply decline if you don't have the available balance to cover a purchase. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Learn more Cash Passport Platinum Mastercard. With a background in taxation and financial consulting, Alia Nikolakopulos has over a decade of experience resolving tax and finance issues. Prepaid cards offer the convenience of a credit and debit card without the borrowing. The cards also work at ATM machines. Not every merchant accepts Prepaid Visa® cards but for those that do, the Bell Prepaid Visa® cards can be used for car rentals, hotels or travel reservations. If you don't have enough money on your prepaid Visa to pay for your entire in-store purchase, the cashier will ask for another form of payment to cover the balance. Visa prepaid cards are available through many different issuers, including banks, retailers or Visa itself. The Visa debit gift card can be used at any location accepting Visa debit cards. To do this, check the website at Giftcards.com (see Resources) or call the toll-free number on the back of the card. You must provide the 16-digit card number shown on the front and the three-digit Card Verification Number on the back of the card. Any money available on your prepaid Visa card can be used to make in-store and online purchases. You can use your prepaid debit card at any retail establishment that accepts Visa. Simply request a card, provide the money to be loaded on to it - and it is ready to use. If not, the card will be declined. Some websites – such as MyGiftCards+, Prepaid2Cash, Giftcard Zen, and Cardpool – will buy your Visa gift card in exchange for cash. These cards can be used as an alternative to a bank account for direct deposits of paychecks and government benefits. Fees: Up to 3.5%. It’s also important to understand how to use the card and fees incurred. Generally speaking, you must register a prepaid card under your name and address before you can link it to your PayPal account. During this time, you will not be able to use the funds on hold until they are released back onto your card. MetaBank ETA prepaid Visa cards function like any other prepaid debit card, allowing cardholders to shop online, withdraw funds via ATMS and make signature and PIN purchases at brick-and-mortar locations. The Visa debit gift card can be used at any location accepting Visa debit cards. 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